Privacy Policy

Last Updated: January 1, 2025

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, and other information you provide when filling out forms or contacting us.
• Financial Information: Credit-related information you share with us for the purpose of receiving our services (credit repair, financial consulting, etc.).
• Usage Data: IP address, browser type, pages visited, time spent on pages, and other diagnostic data.
• Communication Data: Records of correspondence, including SMS/MMS messages, emails, and phone calls.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our financial services
• Process and manage your service requests
• Communicate with you, including via SMS/MMS messaging
• Send you updates, marketing communications, and promotional materials (with your consent)
• Improve our website and services
• Comply with legal obligations

3. SMS/MMS Messaging Policy

• Service updates and appointment reminders
• Account notifications and status updates
• Promotional offers and educational content
• Responses to your inquiries

Message Frequency: Message frequency varies based on your account activity and communication preferences.
Message and Data Rates: Standard message and data rates may apply. Check with your carrier for details.
Opt-Out: You may opt out at any time by replying STOP to any message. After opting out, you will receive a confirmation message and no further messages will be sent.
Help: Reply HELP for assistance or contact us at tiffany@mostwantedfinancial.com.
Carriers: Compatible with major US carriers including AT&T, Verizon, T-Mobile, Sprint, and others. T-Mobile is not liable for delayed or undelivered messages.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Information Sharing & Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our business (e.g., payment processors, email services), bound by confidentiality agreements.
• Legal Requirements: When required by law, regulation, or legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.
• With Your Consent: When you have given us explicit permission.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

• Access, correct, or delete your personal information
• Opt out of marketing communications at any time
• Opt out of SMS/MMS messages by replying STOP
• Request a copy of the data we hold about you

7. Cookies & Tracking

Our website may use cookies and similar tracking technologies to improve your browsing experience. You can set your browser to refuse cookies, though some features of our site may not function properly.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance of the revised policy.

10. Contact Us

If you have questions about this Privacy Policy, please contact us: